VALMARK SECURITIES

As an expert in life insurance design and implementation, Howell Insurance Advisors, LLC, is a Member Office of ValMark Securities, an elite, invitation only group of the nation's leading independent wealth-transfer advisors. Collectively this group has an estimated $40 billion of in-force insurance with the industry's top life insurance companies, giving us preferred access and leverage to negotiate attractive arrangements on behalf of our clients.

Because the single most important impact on insurance pricing is successful underwriting, ValMark maintains one of the most distinguished underwriting teams in the industry, including four former insurance company vice-presidents of underwriting and a Board Certified MD. As a ValMark Member Office, we are able to leverage this team of underwriting advocates to help us strategically obtain the best possible underwriting and pricing decisions for our clients. We provide an enhanced level of insurance, medical and risk evaluation expertise in order to confidentially represent, clarify and coordinate the details of the application throughout the underwriting process.