- Coverage is underwritten by top,highly regarded, financially sound companies.
- Competitive underwriting results in the lowest possible cost.
- Policies are customized and designed to satisfy the case objectives.
- Service, including ongoing service and monitoring the policies, is designed to keep the insurance program on track.
The process developed by Howell Insurance Advisors, LLC in collaboration
with ValMark Securities, positions clients in the "Sweet Spot."
This means:
Agents have typically promised much more than they have delivered over the
years. They sold policies from sales illustrations based on unrealistic
assumptions regarding, for example, earnings rates on variable life.
Any agent in the Yellow Pages can print out a
sales illustration showing premiums based on "super preferred" rates. A very
limited number of agents around the country can actually deliver a fully
underwritten and approved insurance portfolio at the lowest possible negotiated
rates based on the client's underwriting qualifications.
